|
Car Insurance companies will NEVER tell you this, but they look at your zip code as much as they look at your driving record.
If you live in a High Risk zip code, you are probably overpaying for Auto Insurance.
The thing is that different companies have different criteria for which zip codes are considered High Risk
These factors mainly depend on each company's individual experience.
For example:
-Your friend lives in a zip code 10 miles away from you.
-You and your friend use the SAME Auto Insurance company.
-You BOTH have the SAME CAR and IDENTICAL driving record and age!
-YOUR zip code has had lots of accidents with drivers insured by YOUR Auto Insurance company.
-Your friend's zip code has had relatively few accidents with drivers insured by your company.
-YOUR company will classify YOUR zip code as High Risk!!!
-Meanwhile, that SAME company will give your friend a big fat discount because very few of their drivers have filed claims within your friend's zip code.
Bottom line is: You can waste ALL the time you want.
Search and compare 10 or 20 different companies.
And yet, OVER 90% of you will miss the ONE company that actually offers rockbottom low rates for YOUR SPECIFIC ZIP CODE!
There is a free site which maintains a database of comparisons by zip code.
You can easily check which Car Insurance companies offer the LOWEST Rate in YOUR particular zip code.
Visit: http://auto.homecare-union.org
And I GUARANTEE you, you WILL find the best price for your auto insurance policy.
Why am I telling you this?
Because I was a claims adjuster for 12 years, and it is an absolute racket which sickens me.
If you think the mafia is low, you have NO CLUE what really goes on behind closed doors at the Insurance companies!
|
